This is the most heartless topic that can be stated. SO basically what you individuals are stating is that, instead of "I love you, will you marry me." With all the poetics of Romeo to Juliet, one should actually state, "I think I love you, but let me have your SSN, your D.O.B, oh and your signature here, so that I can run a pre-marital credit & background check. AND when the potential spouse asks why? What's your answer? "Well, I just don't want to have trouble or surprises later." I may be old fashion, and maybe one of the last people who honor the vows at marriage, but don't they go something like, "Sickness, and Health, Richness, and Poor." And I never got my doctorate, but I think that might also cover, hardship, of NOT BEING ABLE TO BUY A DAMN POSSESSION!