Syracuse (WSYR-TV) - The Federal Trade Commission has finally had enough with those FreeCreditReport.com commercials.
They say their catchy commercials are misleading customers, and they want to change the law to make sure they disclose the facts behind their offer.
We've been telling you for years that freecreditreport.com only gives you a free credit report if you sign up and pay for a monthly monitoring system.
The Federal Trade Commission says these ads, and others like them, are confusing and misleading, and they're looking to change the law to require more honesty.
While they work on that, here's what you need to know:
Everyone is entitled to one free copy of their credit report from each of the three credit monitoring companies once a year.
To get it, go to http://www.annualcreditreport.com. This is the one and only site you should use to get your free copies.
