<?xml version="1.0" encoding="utf-8"?>
<?xml-stylesheet href="/rss/rss.xsl" type="text/xsl"  media="screen"?>
<!--                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            -->
<rss version="2.0" xmlns:media="http://search.yahoo.com/mrss">
  <channel>
    <title>News Channel 9: The Real Deal</title>
    <link>http://www.9wsyr.com/content/news/real_deal/default.aspx</link>
    <description>The Real Deal </description>
    <language>en-us</language>
    <copyright>Copyright 2009 Newport Television LLC. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.</copyright>
    <pubDate>Sat, 21 Nov 2009 06:00:01 GMT</pubDate>
    <lastBuildDate>Sun, 22 Nov 2009 02:00:44 GMT</lastBuildDate>
    <category>The Real Deal</category>
    <image>
      <url>http://www.9wsyr.com/sites/wsyr/images/9wsyrlogo.jpg</url>
      <title>NewsChannel 9 WSYR</title>
      <link>http://www.9wsyr.com/content/news/real_deal/default.aspx</link>
      <width>214</width>
      <height>66</height>
    </image>
    <ttl>15</ttl>
    <item>
      <title>Paving work: The Real Deal</title>
      <link>http://www.9wsyr.com:80/content/news/real_deal/story/Paving-work-The-Real-Deal/-zy0OeIxp0u_SDYmeEvJ7A.cspx?rss=1420</link>
      <guid>http://www.9wsyr.com:80/content/news/real_deal/story/Paving-work-The-Real-Deal/-zy0OeIxp0u_SDYmeEvJ7A.cspx?rss=1420</guid>
      <description><![CDATA[<div class="StoryBlock">
 Brewerton (WSYR-TV) -  A Brewerton woman was promised a great deal on a patch job for her driveway, but 15 minutes later, she was out nearly $2000.<br /><br />Deb Corbett was mowing the lawn the other day, when a man from a paving company showed up.&nbsp; “He said I noticed at the end of the driveway, it's breaking up and I’m just doing a job around the corner, I have some left over asphalt, I could fix that for you,” she said.<br /> <br /> At first Corbett refused, and said she'd want to talk something like that over with her husband, but the salesman persisted, promising a great deal. “I said how much we talking...2-3 hundred? He said yea, not much at all,” she said.<br /> <br /> She agreed and went back to mowing, about 10 minutes later, her husband got home. “He said well how much are we talking here?” Corbett said. “The guy said well with square footage right now about 22-hundred dollars, so at that point he said stop work!”<br /> <br /> The workers from K and K paving had gone up the driveway instead of across the bottom and now they were quoting, 3 dollars a foot.&nbsp; After a heated exchange, Corbett and her husband paid $1,800, she says, just to get them to leave.&nbsp; <br /> <br /> Russell Kirk, the owner of K and K paving, admits he instructs his employees to try and get rid of left over asphalt but they basically make their own deals. Since there was no paperwork signed by either homeowner, aside from receipts after the fact, a refund is not likely.&nbsp; <br /> <br /> K and k paving has a bad track record.&nbsp; The owner admits he gets 12-15 complaints every year, the Better Business Bureau gives him an &quot;F&quot; rating and he's got at least two outstanding judgments against him.&nbsp; If you need any paving done, including patch work, you're best bet is to get estimates, check references and make sure every quote is in writing.&nbsp; <br /> <br /> The answering machine for K&amp;K paving is full.&nbsp; If you have a complaint against them, you should contact the <a href="http://www.9wsyr.com/content/news/real_deal/story/NYS-Attorney-General/dTCOSklX8UC6X_cvKBCZmA.cspx">NYS Attorney General</a>'s Office<br /> <br /></div>
]]></description>
      <category>wsyr_realdeal_latest</category>
      <pubDate>Sat, 21 Nov 2009 04:23:32 GMT</pubDate>
      <media:content expression="full" />
      <media:title>Paving work: The Real Deal</media:title>
      <media:player>http://www.9wsyr.com/mediacenter/local.aspx?videoid=273563@wixt.dayport.com</media:player>
    </item>
    <item>
      <title>Social Security Numbers exposed on insurance postcards</title>
      <link>http://www.9wsyr.com:80/content/news/real_deal/story/Social-Security-Numbers-exposed-on-insurance/HF_LpMcf-E2mbmNe5x_43Q.cspx?rss=1420</link>
      <guid>http://www.9wsyr.com:80/content/news/real_deal/story/Social-Security-Numbers-exposed-on-insurance/HF_LpMcf-E2mbmNe5x_43Q.cspx?rss=1420</guid>
      <description><![CDATA[<div class="StoryBlock">
  Syracuse (WSYR-TV) - If you're a senior citizen, check your mailbox very carefully. An insurance company that offers Medicare benefits has sent out 80,000 postcards with the social security numbers of the intended recipients printed on the front.<br /><br />Universal American sent the mailers to 35,000 of its Medicare patients here in New York.&nbsp;&nbsp;Printed on the front of the cards, right above the address, is the Medicare ID number which includes the social security number of the recipient.&nbsp; <br /><br />Bob Hayes, VP of Health and Quality for the company&nbsp;tells us they are&nbsp;very sorry for the error&nbsp;and&nbsp;will be offering free credit monitoring services for one year to everyone affected. <br /><br />According to the company, the people who got these postcards are all their current customers, which why they had your Medicare ID number, which is your social security number. The Real Deal team has asked lawmakers about why Medicare still uses your social for your ID number, and they say that'sjust the way it's always been.<br /> <br /> There are some bills that have been introduced to ban that number from being displayed on any official documents, including your Medicare card, but so far they haven't been voted on.<br /><br />If you have received one of these post cards, you can call 1-877-697-6228 for more information.&nbsp; The company says it will be sending a letter to all 35,000 of the victims here in New York explaining the situation and giving further details about how to sign up for the monitoring services.&nbsp; <br /><br /></div>
]]></description>
      <category>wsyr_realdeal_latest</category>
      <pubDate>Fri, 20 Nov 2009 11:11:00 GMT</pubDate>
      <media:content expression="full" />
      <media:title>Social Security Numbers exposed on insurance postcards</media:title>
      <media:player>http://www.9wsyr.com/mediacenter/local.aspx?videoid=273557@wixt.dayport.com</media:player>
    </item>
    <item>
      <title>Free Mobile Homes: The Real Deal</title>
      <link>http://www.9wsyr.com:80/content/news/real_deal/story/Free-Mobile-Homes-The-Real-Deal/pbjjM7-db0KkwkcmLQUYBQ.cspx?rss=1420</link>
      <guid>http://www.9wsyr.com:80/content/news/real_deal/story/Free-Mobile-Homes-The-Real-Deal/pbjjM7-db0KkwkcmLQUYBQ.cspx?rss=1420</guid>
      <description><![CDATA[<div class="StoryBlock">
Syracuse (WSYR-TV) - If you live in a mobile home that's showing its age, you may be able to replace it with a brand new one for free. A new state program will offer low-income families assistance in putting up and moving into new mobile and manufactured homes. The idea is to help those folks get into safer and more energy efficient homes.<br /><br />To qualify you have to own both the current mobile home and the land that it's on. Also, you have to qualify as low-income and your current home has to be in really rough shape.<br /><br />If you qualify, the state will extend up to $50,000 per family to buy a new mobile or manufactured home. <br /><br />As long as you stay in that home for at least 10 years, you will not have to pay the money back.<br /><br />$5 million has been allocated to this program. The money came from the Federal Government, but it's not part of the stimulus plan.   Local not-for-profit groups will have to apply for the cash and then extend it to homeowners. The state is hoping that by spring, the not-for-profits will be ready to help homeowners start building.  <br /> <br />Eligible homeowners must make less than 80% of the median income in their county. <a target="_blank" href="http://www.hud.gov/offices/cpd/affordablehousing/programs/home/limits/income/2009/ny.pdf">Click here for more information from HUD. </a><br /></div>
]]></description>
      <category>wsyr_realdeal_latest</category>
      <pubDate>Tue, 17 Nov 2009 22:33:13 GMT</pubDate>
      <media:content expression="full" />
      <media:title>Free Mobile Homes: The Real Deal</media:title>
      <media:player>http://www.9wsyr.com/mediacenter/local.aspx?videoid=273442@wixt.dayport.com</media:player>
    </item>
    <item>
      <title>Bernie Madoff Auction in Syracuse? The Real Deal</title>
      <link>http://www.9wsyr.com:80/content/news/real_deal/story/Bernie-Madoff-Auction-in-Syracuse-The-Real-Deal/Q5_EyVOcVEOY9NLU9ZUtqA.cspx?rss=1420</link>
      <guid>http://www.9wsyr.com:80/content/news/real_deal/story/Bernie-Madoff-Auction-in-Syracuse-The-Real-Deal/Q5_EyVOcVEOY9NLU9ZUtqA.cspx?rss=1420</guid>
      <description><![CDATA[<div class="StoryBlock">
Syracuse (WSYR-TV) - You may have started seeing&nbsp;ads for a &quot;Bernie Madoff&quot; auction happening Monday in Syracuse.&nbsp;&nbsp; The ads are confusing to say the least, with one part bragging about items &quot;duly instructed by millionaire's estate&quot;, then the small print pointing out &quot;items available for auction did not belong to Bernie Madoff&quot;.&nbsp;&nbsp; <br /><br />So what's the real deal?&nbsp;&nbsp;We asked Southern Star Auctioneers about their planned stop at Oncenter.&nbsp; &quot;We're not trying to advertise something that's false, we're not trying to, I guess skew people the wrong way about it,” John Schmidt of Southern Star Auctioneers said. “The reason it’s advertised as a Bernie Madoff Auction is because there are Bernie Madoff items there, not every single item is a Bernie Madoff item.”<br /><br />Actually, Schmidt says 70% or more of the auction items will have no connection to Madoff. He does say there are 20 or more items of Madoff’s likely for the auction, but that's not even a guarantee.&nbsp; &quot;We have two auctions before we even get to Syracuse so the potential of things being there and not being there is pretty big.&quot; Schmidt says.<br /><br />Many of&nbsp;Madoff's possessions, some very high priced, have already been auctioned off for the US Marshall’s office to raise money for&nbsp;his victims. So are Madoff victims getting anything from Monday's proceeds in Syracuse?&nbsp; Well, in a sense.&nbsp; According to Schmidt, some Madoff victims have put their goods up for bid and will get their agreed to percentage of the proceeds.&nbsp; <br /><br />We checked with the New York State Attorney General's Office about this auction. We haven't heard back from them, but we'll keep you posted.<br /><br /><br /></div>
]]></description>
      <category>wsyr_realdeal_latest</category>
      <pubDate>Wed, 18 Nov 2009 21:48:28 GMT</pubDate>
    </item>
    <item>
      <title>National Grid's "Adjustment Fee:" The Real Deal</title>
      <link>http://www.9wsyr.com:80/content/news/real_deal/story/National-Grids-Adjustment-Fee-The-Real-Deal/ZvH_WWjO8kCmy9nZe01-qQ.cspx?rss=1420</link>
      <guid>http://www.9wsyr.com:80/content/news/real_deal/story/National-Grids-Adjustment-Fee-The-Real-Deal/ZvH_WWjO8kCmy9nZe01-qQ.cspx?rss=1420</guid>
      <description><![CDATA[<div class="StoryBlock">
 Syracuse (WSYR-TV) - It's a line item on your national grid bill that you probably don't know too much about, but the &quot;adjustment&quot; fee is starting to raise a lot of questions from customers. For some, it's gone up two-fold from this time last year.&nbsp; <br /> <br /> The public service commission approved higher delivery fees earlier this year, but William Knickerbocker emailed us wondering what's behind a huge increase in what National Grid calls an &quot;adjustment fee.”<br /> <br /> In October of 2008 he paid $15.11 for it, but in October of this year he paid $33.90. <br /> <br /> Since Knickerbocker used less energy this year, he wanted to know how this fee was calculated.<br /> <br /> You can find the adjustment fee buried under both the electric and gas delivery sections of your monthly utility bill. <br /> <br /> The bill insert explains it as &quot;An adjustment... Which provides partial financial protection against the fluctuation between actual cost and forecast cost of supply.”<br /> <br /> Essentially, this means that National Grid reserves some of its supply ahead of time at a forecasted price. The adjustment is based on the difference between that forecast and what they eventually pay. Sometimes we come out ahead, but sometimes we don't. <br /> <br /> So far this year, we've received just one credit, in January.&nbsp; But in 2008, we saw a credit 8 times, because prices actually went up after National Grid purchased its reserves. <br /> <br /> The one way to avoid National Grid's adjustment fee is to become what they call a “market-rate” customer.<br /> <br /> These customers aren't protected from major swings in the price, however. You just pay whatever that day's rate is. <br /> <br /> This year, being a &quot;market-rate&quot; customer would have saved you $120. Last year, you would have lost about $44.&nbsp; <br /> <br /> All residential customers are automatically enrolled in the standard rate, if you want to switch to market-rates, you have to call up and specifically ask to go into that pricing plan. If you do, you have to stay in it for 12-months. Riding the market is more of a gamble and while it would have paid off this year, it appears prices are on the way back up now. Now is likely not the time to become a market-rate customer.<br /></div>
]]></description>
      <category>wsyr_realdeal_latest</category>
      <pubDate>Wed, 18 Nov 2009 03:45:00 GMT</pubDate>
      <media:content expression="full" />
      <media:title>National Grid's "Adjustment Fee:" The Real Deal</media:title>
      <media:player>http://www.9wsyr.com/mediacenter/local.aspx?videoid=273447@wixt.dayport.com</media:player>
    </item>
    <item>
      <title>Two payday loan companies forced to return interest: The Real Deal</title>
      <link>http://www.9wsyr.com:80/content/news/real_deal/story/Two-payday-loan-companies-forced-to-return/ewSSK1ChsE297YFwDcbQ3g.cspx?rss=1420</link>
      <guid>http://www.9wsyr.com:80/content/news/real_deal/story/Two-payday-loan-companies-forced-to-return/ewSSK1ChsE297YFwDcbQ3g.cspx?rss=1420</guid>
      <description><![CDATA[<div class="StoryBlock">
Syracuse (WSYR-TV) - Two payday lenders are being forced to pay back thousands of customers here in New York who they allegedly ripped off. According the Attorney General, CashNet and TeleCash lured in customers by offering quick cash, but they weren't upfront about the massive interest rates attached to the money.  <br /><br />They will have to pay $5 million in restitution to the customers they mislead. Most of the 14,000 victims across the state say they heard about these companies through TV, radio or online advertisements.    <br /><br />The AG's office says TeleCash and CashNet disguised their payday loans to look like they were being made by a bank in Delaware.  Unlike New York, Delaware does not limit the amount of interest that can be charged on a loan, so some customers were paying up to 500%. <br /><br />If you dealt with either of these companies, you'll be receiving restitution. The checks will range from $10 to $4500 dollars depending on how much interest you paid. <br /><br />If you think you are owed, call 1-800-771-7755. You'll be sent a claim form to fill out to determine whether you're eligible and exactly how much you'll get.<br /><br />If you're desperate for cash, payday loans are not a good answer. It's actually better for you financially to take a cash advance on your credit card than to take out a payday loan.<br /></div>
]]></description>
      <category>wsyr_realdeal_latest</category>
      <pubDate>Tue, 17 Nov 2009 21:14:00 GMT</pubDate>
      <media:content expression="full" />
      <media:title>Two payday loan companies forced to return interest: The Real Deal</media:title>
      <media:player>http://www.9wsyr.com/mediacenter/local.aspx?videoid=273434@wixt.dayport.com</media:player>
    </item>
    <item>
      <title>Holiday Charity Calls: The Real Deal</title>
      <link>http://www.9wsyr.com:80/content/news/real_deal/story/Holiday-Charity-Calls-The-Real-Deal/a9ck2dm0mU-8NumD9XBhYQ.cspx?rss=1420</link>
      <guid>http://www.9wsyr.com:80/content/news/real_deal/story/Holiday-Charity-Calls-The-Real-Deal/a9ck2dm0mU-8NumD9XBhYQ.cspx?rss=1420</guid>
      <description><![CDATA[<div class="StoryBlock">
Syracuse (WSYR-TV) - We all get at least a few calls from charities asking for a donation each holiday season. If you decide to give, just how much of your contribution makes it to the non-profit? <br /><br />The short answer is that on average, just 40<span style="color: #0000ff">&nbsp;</span>cents of every dollar you donate over the phone or through the mail, actually makes its way to the intended charity.<br /><br />The rest is kept by the telemarketing company hired to make the calls, to cover their overhead expenses, wages, postage and call lists.&nbsp; <br /><br />The first thing you should ask when you get a call like is, &quot;how much of my donation actually goes to the charity?&quot; <br /><br />While 40<span style="color: #0000ff"> </span>cents is the average, many non-profits end up with much less than that.&nbsp; <br /><br />Before you give, you should also go to the <a href="http://bartlett.oag.state.ny.us/pfc/" target="_blank">Attorney General's website</a> to make sure the organization is legit and get the real deal on their history.&nbsp; <br /><br />The best way to make sure the charity of your choice is getting the most out of your money is to cut them a check and mail it to them directly.</div>
]]></description>
      <category>wsyr_realdeal_latest</category>
      <pubDate>Mon, 16 Nov 2009 21:35:41 GMT</pubDate>
    </item>
    <item>
      <title>BlueHippo sued by FTC - again: The Real Deal</title>
      <link>http://www.9wsyr.com:80/content/news/real_deal/story/BlueHippo-sued-by-FTC-again-The-Real-Deal/5W-ymip9rUaf9oDOk-s3yQ.cspx?rss=1420</link>
      <guid>http://www.9wsyr.com:80/content/news/real_deal/story/BlueHippo-sued-by-FTC-again-The-Real-Deal/5W-ymip9rUaf9oDOk-s3yQ.cspx?rss=1420</guid>
      <description><![CDATA[<div class="StoryBlock">
<IMG alt="" src="http://www.centralmediaserver.com/WIXT/ForumTalk.gif" border=0> <A class="" href="http://www.9wsyr.com/content/news/real_deal/story.aspx?content_id=9ab26fe5-7d2a-46ad-9ff6-80ce93eb37c9&p=Comments">Discuss</A></div>
<div class="StoryBlock">
Syracuse (WSYR-TV) – The Federal Trade Commission has requested a contempt order against BlueHippo from a federal court. The company collected more than $15 million from consumers based on claims they would finance purchases of new computers, but delivered neither computers nor financing.<br /><br />According to the FTC, less than 1% of the consumers who signed up with BlueHippo received the computers they applied for. They also allege that undisclosed conditions required to redeem store credits were designed to discourage customers from using them.<br /><br />The FTC lodged the contempt motion with the court Thursday saying that the company has ignored a settlement reached with the agency last year and continued to deceive thousands of financially strapped consumers. The FTC is asking the court to order BlueHippo to compensate consumers and bar similar conduct in the future.<br /><br />“Years of broken promises by BlueHippo have left consumers seeing red,” said FTC Chairman Jon Leibowitz. “We’re putting companies like this on notice: If you mistreat consumers and thumb your nose at the courts, we will hold you accountable.”<br /><br />The settlement between BlueHippo and the FTC, reached last April, required the company to pay $3.5 million for customer redress and barred them from further deceit. The commission alleged that BlueHippo had often never delivered the computers in the time promised, or ever.<br /><br />The FTC says that even after that settlement, the company continued to cheat customers. They allege that more than 35,000 customers contracted BlueHippo for the computer financing deal. But the company provided, at most, a single financed computer, failing to provide financed computers even for 2,477 customers who managed to meet the companies’ conditions.<br /><br />In April 2009, the FTC told BlueHippo that they were violating the settlement and they began ordering computers. However, only 1,462 consumers ever received a computer, and BlueHippo did not even order – let alone ship – the computers within the three- to four-week time frame the company had advertised. On average, it took about six months.<br /></div>
<div class="StoryBlock">
<p>Syracuse, New York (WSYR-TV) - They've got thousands of complaints against them and have been fined millions of dollars.&nbsp; Despite that, BlueHippo, a company that markets new computers to low income folks, still isn't delivering.</p><p>We’ve talked with a number of customers who have paid thousands to this company and have nothing to show for it, and the Attorney General's office is now looking into the way BlueHippo does business.&nbsp;&nbsp; <br />&nbsp; <br />“I saw commercial after commercial, and finally I was dumb enough to bite on it,” says Jynna Brown. </p><p>Being on a fixed income, she couldn't afford to just go to the store and buy a computer, so she signed up with BlueHippo. She paid them nearly $80 every two weeks for a year – over $2,000 total – and she’s got nothing to show for it. <br />&nbsp; <br />“’Oh good news,’ “ says Brown, referring to the person she spoke with at BlueHippo. “I can remember so specific, ‘Oh good news, you're all paid up, we're going to be shipping it out in one to two weeks.’ “</p><p>One or two weeks have come, and again, and so have another one or two weeks -- and Brown is just one of many we've heard from in the same situation</p><p>“Over $1,100 so far, and now when I call them they're not even answering my calls,” says Amanda Hartranst. </p><p>BlueHippo is ignoring our repeated calls for an explanation too, but they may soon have to answer to the state Attorney General's office. The AG tells us they have a significant number of complaints about BlueHippo and are in the middle of a full scale investigation.</p><p>Brown hopes that uncovers what she already believes – “I feel like I've been taken to the cleaners.”</p><p>If you have ordered and paid for merchandise through BlueHippo and the company hasn't delivered, you need to file a complaint with both the Attorney General's office and the Federal Trade Commission. <br /><br />Federal Trade Commission: <a href="http://www.ftc.gov/">www.ftc.gov</a></p><p>Attorney General's Office: <a href="http://www.oag.state.ny.us/">www.oag.state.ny.us</a><br /></p></div>
<div class="StoryBlock">
<p><table><tbody><tr><td><img src="http://www.9wsyr.com/images/videobullet.gif" /></td><td><a href="http://www.9wsyr.com/mediacenter/local.aspx?videoid=246011@video.wixt.com">BlueHippo not delivering: The Real Deal 9/18/08</a></td></tr></tbody></table></p><p>Syracuse, New York (WSYR-TV) - The company appeals to people with less than perfect credit, promising to deliver brand new computers to customers who stick to a weekly payment plan.&nbsp; </p><p>We're talking about BlueHippo -- you've probably seen their ads on TV.&nbsp; </p><p>The problem is, customers say the company's not holding up their end of the bargain. Here's The Real Deal on how after months of paying, some still have nothing to show for it.&nbsp; </p><p>Amanda Hartranst saw a commercial for BlueHippo and thought it seemed like a pretty good deal. </p><p>“I've always wanted a computer and I don't really have good credit, so I figured I'd try it, help build my credit,” Hartranst says. </p><p>She put down a deposit, and was supposed to get her computer after she made 13 payments of $34 a week. BlueHippo has now withdrawn 40 payments from her checking account, but still hasn't sent the PC.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p><p>“I'm very frustrated. I work hard for my money, and $34 dollars might not seem like a lot, but it adds up every week,” she says. </p><p>Amanda's heard plenty of excuses as to why she hasn’t gotten her computer yet; she’s just a few hundred dollars away from paying off the computer and now when she calls, she gets a message, telling her that they’re experiencing a high volume of calls. </p><p>“Over $1,100 so far and now when I call them, they're not even answering my calls,” says Hartranst. </p><p>Others tell us they've received their computers from BlueHippo, but got none of the free stuff – such as a color printer and a flat screen TV -- the company promises once the PC is paid off. <br />&nbsp;&nbsp; <br />So what's The Real Deal? After days of trying to get through to the company, a BlueHippo spokeswoman finally returned our calls, only to say they're looking into Amanda's account.&nbsp; As for the printers and TVs customers have been waiting months for, she admits they're way behind in mailing them out.&nbsp; </p><p>BlueHippo has more than 2,500 complaints against them with the Better Business Bureau for failing to deliver merchandise in a timely manner.&nbsp; They've also been fined by the Federal Trade Commission for not disclosing that customers can't get refunds once they start making payments.<br />&nbsp; <br />We will, of course, keep the pressure on BlueHippo to deliver Amanda's computer.</p><p>If you've had an experience with this company, we want to hear from you!&nbsp; Call us at 446-9900 or e-mail the details to <a href="mailto:yourstories@9wsyr.com">yourstories@9wsyr.com</a>. <br /></p></div>
]]></description>
      <category>wsyr_realdeal_latest</category>
      <pubDate>Thu, 12 Nov 2009 21:45:35 GMT</pubDate>
      <media:content expression="full" />
      <media:title>BlueHippo sued by FTC - again: The Real Deal</media:title>
      <media:player>http://www.9wsyr.com/mediacenter/local.aspx?videoid=273303@wixt.dayport.com</media:player>
    </item>
    <item>
      <title>College search assistance: The Real Deal</title>
      <link>http://www.9wsyr.com:80/content/news/real_deal/story/College-search-assistance-The-Real-Deal/imtMMz0XwEGG-sPQqRVHcQ.cspx?rss=1420</link>
      <guid>http://www.9wsyr.com:80/content/news/real_deal/story/College-search-assistance-The-Real-Deal/imtMMz0XwEGG-sPQqRVHcQ.cspx?rss=1420</guid>
      <description><![CDATA[<div class="StoryBlock">
 Syracuse (WSYR-TV) - If you have a child in high school, you're probably already thinking about how you're going to afford college in a few years.<br /> <br /> There are companies out there that promise to help you weed through the financial aid process and search for scholarships, but it all comes with a very hefty price tag.<br /> <br /> Doug Young's son Cody is only a freshman in high school, but he's already set on going to college. So, when they got invited to a seminar at a local hotel about funding a higher education, they took a front row seat. “It made it seem like it was a very complicated process,” Young said.<br /> <br /> But the company, college admissions assistance, offered to simplify it for them. They said they could handle the financial aid and scholarship search. For $2,000, they said they would take care of everything.<br /> <br /> “We said, gee, can we go online, can we research this a little bit more before we commit to something and she said no, it's a one time sign up and it's now or you'll need to wait until we come through this town again.” And then, Young said, the hard-sell continued. “When we started to have our doubts, she went and focused on my son and said &quot;well you want to do this right?&quot;<br /> <br /> The Real Deal here is you don't need to spend thousands of dollars for a program like this. Your son’s or daughter’s high school career center has the very same resources that will help you find some of the very same scholarships.<br /> <br /> At school, databases full of scholarship information and applications are right at your fingertips. Instead of a sales-pitch, they’ll offer you workshops where you can learn about FAFSA forms and other State and Federal grants.<br /> <br /> CNS High School’s Career Councilor Ellie Peavey said, “I think some of the time parents get frustrated because they think they don't know how to negotiate the system or communicate with someone from a college --we just say it's your money, you have every right to protect it. Use the resources that are available to you for free.”<br /> <br /> College admissions assistance tells us while schools are able to offer different levels of assistance, they don't offer all aspects of CAA's particular program. They wouldn't go into just what those other aspects are but claim they have plenty of satisfied customers.<br /></div>
]]></description>
      <category>wsyr_realdeal_latest</category>
      <pubDate>Wed, 11 Nov 2009 11:40:00 GMT</pubDate>
      <media:content expression="full" />
      <media:title>College search assistance: The Real Deal</media:title>
      <media:player>http://www.9wsyr.com/mediacenter/local.aspx?videoid=273253@wixt.dayport.com&amp;navCatId=5</media:player>
    </item>
    <item>
      <title>New York State unveils new license plate design</title>
      <link>http://www.9wsyr.com:80/content/news/real_deal/story/New-York-State-unveils-new-license-plate-design/sLnnkb62MkyK_ap_EsizOw.cspx?rss=1420</link>
      <guid>http://www.9wsyr.com:80/content/news/real_deal/story/New-York-State-unveils-new-license-plate-design/sLnnkb62MkyK_ap_EsizOw.cspx?rss=1420</guid>
      <description><![CDATA[<div class="StoryBlock">
Syracuse (WSYR-TV) - Starting in April, we'll all have to get new license plates.&nbsp; The state released the new design of the plates yesterday and since then we've been receiving a ton of questions as to just how this will work.<br /><br />Starting in April, when your registration is up you'll have to buy new plates for your automobile.&nbsp; <br /><br />It'll cost you $25 per set.&nbsp; <br /><br />If, for some reason you want to keep your current number combination, that'll be an additional 20 dollars.&nbsp; <br /><br />Many of you have told us, you think the new retro-looking gold and blue plates are ugly.<br /><br />The state says they're more reflective and will make it easier for cops to pick out drivers who are unregistered or uninsured.<br /><br />These little pieces of metal are also a big money maker for the state, whose general fund will see a $129 million jump in the next two years.&nbsp; <br /><br />Online petitions against the new plates are circulating but with the state in this financial mess, don’t wouldn't count on much changing.&nbsp; <br /><br />Skeptics have also asked whether there was any truth to rumors that the new plates will have micro-chips in them to track our mileage and other information.&nbsp; That is not true.&nbsp; Remember, the state is doing this to raise money, so they don't have the cash to be installing high tech tracking devices in every plate.&nbsp; </div>
<div class="StoryBlock">
Albany (WSYR-TV) – The State Department of Motor Vehicles Tuesday unveiled the new “Empire Gold” license plate which will be issued to most vehicles registered in the state beginning in April.&nbsp; <br /><br />The new plate is gold in color with dark blue letters and numbers in the central part of the plate, separated by a small dark blue state silhouette. There is a dark blue banner across the length of the top of the plate, with “New York” printed in gold in the center. “Empire State” is in dark blue letters across the bottom.<br /><br />Officials say the new plate will bring in an expected $129 million in revenue over the next two years.<br /><br />&quot;This project will benefit law enforcement efforts, and therefore enhance public safety, in several ways,&quot; said Denise E. O'Donnell, Deputy Secretary for Public Safety and Commissioner of the New York State Division of Criminal Justice Services. &quot;For instance, nearly 300 police agencies in New York State are currently deploying approximately 500 computerized license plate readers (LPRs) that enable authorities to quickly identify vehicles that have been stolen or used in a crime. These new plates will ensure that the LPRs are as effective as possible.&quot;<br /><br />The DMV will begin issuing the new plates for registration renewals that expire in May 2010. Customers renewing their vehicle registrations in person in a DMV office, over the phone, by mail or through the Internet, will receive their new Empire Gold plates in the mail. Customers completing an original over-the-counter registration transaction will receive their plates immediately. The replacement will take place as part of scheduled vehicle registration and renewal and will take two years to complete. There are currently 12 million registered vehicles in New York State.<br /><br />A plate fee of $25.00 will be added to the registration renewal fee. Single plate registrations (e.g. motorcycles) will be charged a plate fee of $12.50.<br /><br />The most recent New York license plate design was issued in 2001.<br /><br /><a href="http://www.nysdmv.com" target="_blank">Visit the Department of Motor Vehicles website.</a><br /></div>
<div class="StoryBlock">
 <span style="font-weight: bold;">DMV COMMISSIONER UNVEILS NEW EMPIRE GOLD LICENSE PLATES</span><br /> <span style="font-weight: bold; font-style: italic;">New Plate Will Improve Highway Safety and Generate Needed Revenue</span><br /> <br /> New York State Commissioner of Motor Vehicles and Chair of the Governor’s Traffic Safety Committee David J. Swarts today unveiled the “Empire Gold” license plate which will be issued to most vehicles registered in the state beginning in April, 2010.&nbsp; <br /> <br /> “The bold colors of the new license plate reflect New York’s force and its resilience,” said Commissioner Swarts. “These new plates, in the official colors of the State of New York, will help&nbsp; maintain highway safety, reduce the number of unregistered and uninsured vehicles on our roads, and generate $129 million in General Fund revenue over two years, which will help address the State’s financial crisis.”<br /> <br /> The new plate is gold in color with dark blue letters and numbers in the central part of the plate, separated by a small dark blue state silhouette. There is a dark blue banner across the length of the top of the plate, with “New York” printed in gold in the center. “Empire State” is in dark blue letters across the bottom. <br /> <br /> State Police Superintendent Harry J. Corbitt said, &quot;License plates are a fundamental tool of law enforcement that has been enhanced in recent years through a variety of technologies that improve their readability, especially under low light conditions. The State Police has worked cooperatively with DMV to ensure that the new plates will continue to serve the law enforcement community effectively.&quot;<br /> <br /> &nbsp; Periodically re-issuing plates is important for overall safety, law enforcement and the general integrity of the plate. License plate visibility tends to decrease as license plates lose their reflectivity and become marred and damaged from use.&nbsp; The legibility and reflectivity of the current Empire plate, which was issued beginning in 2001, was only guaranteed for up to 5 years. Current plates will have been in use for 10-11 years by the time they are replaced by the new Empire Gold plates. <br /> <br /> &quot;This project will benefit law enforcement efforts, and therefore enhance public safety, in several ways,&quot; said Denise E. O'Donnell, <span style="font-weight: bold;">Deputy Secretary for Public Safety and Commissioner of the New York State Division of Criminal Justice Services</span>. &quot;For instance, nearly 300 police agencies in New York State are currently deploying approximately 500 computerized license plate readers (LPRs) that enable authorities to quickly identify vehicles that have been stolen or used in a crime. These new plates will ensure that the LPRs are as effective as possible.&quot;<br /> <br /> Periodic re-issuance also helps to ensure compliance with motor vehicle registration and insurance requirements.&nbsp; As new plates are issued, motorists that are driving with suspended or revoked registrations become more conspicuous. <span style="color: black;">&nbsp;</span><br /> <br /> “By helping to reduce the number of uninsured motorists, the new Empire Gold plates will help keep auto insurance costs down for all New Yorkers during these difficult economic times,” said&nbsp; New York State Superintendent of Insurance James J. Wrynn.<br /> &nbsp; <br /> &nbsp;DMV will begin issuing the new plates for registration renewals that expire in May 2010. Customers renewing their vehicle registrations in person in a DMV office, over the phone, by mail or through the Internet, will receive their new Empire Gold plates in the mail. Customers completing an original over-the-counter registration transaction will receive their plates immediately. The replacement will take place as part of scheduled vehicle registration and renewal and will take two years to complete. There are currently 12 million registered vehicles in New York State. <br /> <br /> A plate fee of $25.00 will be added to the registration renewal fee. Single plate registrations (e.g. motorcycles) will be charged a plate fee of $12.50. Motorists registered in the Passenger (PAS), Commercial (COM), Motorcycle (MOT) or Trailer (TRL) registration classes will have the option to keep their current plate number/letter combination. Those with vehicles registered in other classes may also have this option. The registration renewal invitation will tell motorists if this option is available. Those choosing to keep their current plate number/letter combination on the new Empire Gold plate will be required to pay a $20.00 fee. Those motorists holding a personalized plate will automatically be re-issued the same number/letter combination on their new plate. Because they currently pay an annual personalized plate fee, they will not be required to pay the $20.00 fee. Most plates with the New York skyline banner across the top of the plate will begin to be replaced by the new Empire Gold plate in April.&nbsp; Custom picture plates will be replaced at a later date. The DMV will also be electronically sharing updated plate number information with EZ-Pass so that motorists who participate in that program will not have to do so.<br /> <br /> Additional information on the new license plates can be found by visiting the Department of Motor Vehicles website at www.nysdmv.com.<br /> <br /></div>
]]></description>
      <category>wsyr_realdeal_latest</category>
      <pubDate>Tue, 10 Nov 2009 19:12:16 GMT</pubDate>
      <media:content expression="full" />
      <media:title>New York State unveils new license plate design</media:title>
      <media:player>http://www.9wsyr.com/mediacenter/local.aspx?videoid=273266@wixt.dayport.com</media:player>
    </item>
    <item>
      <title>New NYS Health Insurance Law: The Real Deal</title>
      <link>http://www.9wsyr.com:80/content/news/real_deal/story/New-NYS-Health-Insurance-Law-The-Real-Deal/DCJOdwvz7U2zgZ1mxAU1NA.cspx?rss=1420</link>
      <guid>http://www.9wsyr.com:80/content/news/real_deal/story/New-NYS-Health-Insurance-Law-The-Real-Deal/DCJOdwvz7U2zgZ1mxAU1NA.cspx?rss=1420</guid>
      <description><![CDATA[<div class="StoryBlock">
Syracuse (WSYR-TV) - As the health care debate on Capitol Hill continues, New Yorkers are trying to weed through the fine print of changes already in affect in this state. A new state law extends health insurance to young adults under their parent’s plan, if they can't get health care on their own, but you'll have to shell out some major cash to keep your kid covered. <br /><br />Donna Manley's 23-year old son doesn't have health insurance. “He’s still at that young stage where he says &quot;I'll never get sick,” she said.<br /><br />But Manley thinks going without healthcare, is too great of a risk. That's why she was relieved to hear about a new state law that could keep him covered under her policy. She was surprised, however, at the increase in her premiums to keep him insured. Instead of $350, she says her bill would be $475 per month.<br /><br />Under the new law, unmarried children, regardless of their financial situation, can stay on their parents insurance until they are 29. The difference is that the family has to pay the entire premium for that young adult, the employer does not kick in. <br /><br />Manley’s getting a cheaper rate because it's negotiated under a group policy not an individual one but she's still got to cough up the cash.<br /><br />“I don't know if we're going to add him on or not, it's an awful lot of money to come up with every two weeks,” Manley said.<br /><br />Manley says she is wondering whether taking the gamble and paying out pocket for his medical needs will end up working out better for now, until he find a job that offers him his own benefit package.<br /><br />If Manley’s son, who is in good health, were to just call up an insurance company and ask for a plan on his own, he'd likely have to pay anywhere from $500 to $900 per month for coverage. So, it may be a major savings to do purchase the insurance through a parent’s employer, despite the extra cost.<br /></div>
]]></description>
      <category>wsyr_realdeal_latest</category>
      <pubDate>Mon, 09 Nov 2009 22:49:11 GMT</pubDate>
      <media:content expression="full" />
      <media:title>New NYS Health Insurance Law: The Real Deal</media:title>
      <media:player>http://www.9wsyr.com/mediacenter/local.aspx?videoid=273204@wixt.dayport.com</media:player>
    </item>
    <item>
      <title>Tagged.com settles with Attorney General’s Office</title>
      <link>http://www.9wsyr.com:80/content/news/real_deal/story/Tagged-com-settles-with-Attorney-General-s-Office/LzSVIALGkUGpviECqI8hVA.cspx?rss=1420</link>
      <guid>http://www.9wsyr.com:80/content/news/real_deal/story/Tagged-com-settles-with-Attorney-General-s-Office/LzSVIALGkUGpviECqI8hVA.cspx?rss=1420</guid>
      <description><![CDATA[<div class="StoryBlock">
Syracuse, New York (WSYR-TV) - Tagged.com must pay $500,000 in penalties and costs and adopt new email invitation standards according to a settlement between the company and the New York State Attorney General’s Office.<p>Attorney General Andrew Cuomo says Tagged.com misappropriated contact lists and the identities of its members to send out more than 60 million misleading emails.<p>The emails claimed private photos of friends of the recipient had been posted online, and were ready to view.  But the Attorney General’s Office says the photos never existed, and the email wasn’t from the viewer’s friend.  Once they tried to sign up to see the photos, they were told they had to signup for Tagged.com.  The company would then deceptively gain access to the new members’ personal email contacts, and send out more deceptive emails, according to the Attorney General.<p>Cuomo notified Tagged.com in June that he planned to sue the company for their actions.</div>
]]></description>
      <category>wsyr_realdeal_latest</category>
      <pubDate>Mon, 09 Nov 2009 13:31:32 GMT</pubDate>
    </item>
    <item>
      <title>DMV charging for pens: The Real Deal</title>
      <link>http://www.9wsyr.com:80/content/news/real_deal/story/DMV-charging-for-pens-The-Real-Deal/rrd1S50jSEW2GvEBiz-R9w.cspx?rss=1420</link>
      <guid>http://www.9wsyr.com:80/content/news/real_deal/story/DMV-charging-for-pens-The-Real-Deal/rrd1S50jSEW2GvEBiz-R9w.cspx?rss=1420</guid>
      <description><![CDATA[<div class="StoryBlock">
 Syracuse (WSYR-TV) - The Syracuse Department of Motor Vehicles office will no longer let you borrow a pen if you've got to fill out paperwork away from a clerk. They say too many of the pens they’ve been lending have disappeared. Instead, you’ll have to bring your own or buy one from a dispenser.<br /> <br /> The DMV says they’ll still let you borrow a pen if you just need to sign a paper right in front of a clerk, but you’ll have to get your own if you need to walk away.<br /> <br /> The DMV says disappearing pens used to cost them $150 a month. They also say they don’t want to attach the pens to the tables because it would damage the counter tops at their new facility.<br /> <br /> If you don’t have your own pen, the DMV says you’ll have to buy one from their new dispensing machine for $0.50. The dispenser only takes exact change.<br /> <br /> The pen dispenser and the food and beverage vending machine at the DMV are run by the Commission for the Blind. They stock the supplies, set the price and keep the revenue.<br /> <br /> They couldn't give us an exact number of locations but said many DMV offices across the state have similar pen agreements with the Commission for the Blind.<br /></div>
]]></description>
      <category>wsyr_realdeal_latest</category>
      <pubDate>Fri, 06 Nov 2009 04:00:00 GMT</pubDate>
      <media:content expression="full" />
      <media:title>DMV charging for pens: The Real Deal</media:title>
      <media:player>http://www.9wsyr.com/mediacenter/local.aspx?videoid=273132@wixt.dayport.com</media:player>
    </item>
    <item>
      <title>AG makes furniture store pay customers back: The Real Deal</title>
      <link>http://www.9wsyr.com:80/content/news/real_deal/story/AG-makes-furniture-store-pay-customers-back-The/Er4yHybpBU283LVs6xaQLA.cspx?rss=1420</link>
      <guid>http://www.9wsyr.com:80/content/news/real_deal/story/AG-makes-furniture-store-pay-customers-back-The/Er4yHybpBU283LVs6xaQLA.cspx?rss=1420</guid>
      <description><![CDATA[<div class="StoryBlock">
Syracuse (WSYR-TV) - The Attorney General's office has reached an agreement with the former owner of Weekender's Furniture Outlet which used to be located on Towpath Road in Syracuse. Customers who either had items on lay-a-way or had put a deposit down before the store closed will now get their money back.<br /><br />The owner has made good for the customers who've contacted us, but the A. G. wants to make sure everyone who is owed, is paid.<br /><br />If you purchased something here and you're still waiting for money back, call 448-4800. You have until March 19th to fill out all the paperwork to file a claim.<br /></div>
]]></description>
      <category>wsyr_realdeal_latest</category>
      <pubDate>Thu, 05 Nov 2009 22:30:00 GMT</pubDate>
      <media:content expression="full" />
      <media:title>AG makes furniture store pay customers back: The Real Deal</media:title>
      <media:player>http://www.9wsyr.com/mediacenter/local.aspx?videoid=273122@wixt.dayport.com</media:player>
    </item>
    <item>
      <title>FTC sues weight loss drug marketers: The Real Deal</title>
      <link>http://www.9wsyr.com:80/content/news/real_deal/story/FTC-sues-weight-loss-drug-marketers-The-Real-Deal/A95wJBeKk0eu9iMJinQM8Q.cspx?rss=1420</link>
      <guid>http://www.9wsyr.com:80/content/news/real_deal/story/FTC-sues-weight-loss-drug-marketers-The-Real-Deal/A95wJBeKk0eu9iMJinQM8Q.cspx?rss=1420</guid>
      <description><![CDATA[<div class="StoryBlock">
Syracuse (WSYR-TV) - The marketers of two popular weight loss drugs are being sued by the Federal Trade Commission for misleading customers.<br /><br />The companies that market, Relacore and Akavar 20/50 are accused of claiming the pills will work  &quot;no matter what you eat.”<br /><br />The FTC says they don't have the scientific evidence to back up those statements. This company already paid $3 million in fines back in 2006 for making similar claims.<br /></div>
]]></description>
      <category>wsyr_realdeal_latest</category>
      <pubDate>Thu, 05 Nov 2009 22:30:00 GMT</pubDate>
      <media:content expression="full" />
      <media:title>FTC sues weight loss drug marketers: The Real Deal</media:title>
      <media:player>http://www.9wsyr.com/mediacenter/local.aspx?videoid=273122@wixt.dayport.com</media:player>
    </item>
    <item>
      <title>Verizon increases early termination fee: The Real Deal</title>
      <link>http://www.9wsyr.com:80/content/news/real_deal/story/Verizon-increases-early-termination-fee-The-Real/d76mYcim-kOGL--uw7AqrQ.cspx?rss=1420</link>
      <guid>http://www.9wsyr.com:80/content/news/real_deal/story/Verizon-increases-early-termination-fee-The-Real/d76mYcim-kOGL--uw7AqrQ.cspx?rss=1420</guid>
      <description><![CDATA[<div class="StoryBlock">
Syracuse (WSYR-TV) - Verizon Wireless customers with &quot;advanced&quot; cell phones, will see a much higher early termination fee when they renew their contracts.<br /><br />If you're signing a new contract for an Android or Blackberry cell phone or a Windows Mobile or Palm device, you'll have to pay $350 dollars to get out of the contract. That goes down by $10 per month through the life of the contract.<br /><br />Verizon says the fee hike is needed because they're subsidizing the cost of the phones when they sign you up, and these advanced phones are expensive.<br /><br />If you have a regular cell phone, you're not affected. Your early termination fee will remain the same at $175.<br /></div>
]]></description>
      <category>wsyr_realdeal_latest</category>
      <pubDate>Thu, 05 Nov 2009 22:30:00 GMT</pubDate>
      <media:content expression="full" />
      <media:title>Verizon increases early termination fee: The Real Deal</media:title>
      <media:player>http://www.9wsyr.com/mediacenter/local.aspx?videoid=273122@wixt.dayport.com</media:player>
    </item>
    <item>
      <title>Clunker sales not always more efficient: The Real Deal</title>
      <link>http://www.9wsyr.com:80/content/news/real_deal/story/Clunker-sales-not-always-more-efficient-The-Real/5iZ6pTQVG0a4E0sVc9tzCQ.cspx?rss=1420</link>
      <guid>http://www.9wsyr.com:80/content/news/real_deal/story/Clunker-sales-not-always-more-efficient-The-Real/5iZ6pTQVG0a4E0sVc9tzCQ.cspx?rss=1420</guid>
      <description><![CDATA[<div class="StoryBlock">
 Syracuse (WSYR-TV) - New numbers out Wednesday show that despite the purpose of the widely popular &quot;Cash for Clunkers&quot; program, many of the trades made did not improve mileage all that much.&nbsp; <br /> <br /> It seems a lot of drivers who cashed in on the program, traded in gas guzzling pick-up trucks and SUV’s for newer pick-ups and SUV's that got just a few more miles per gallon.<br /> <br /> Under the freedom of information law, the Associated Press got their hands on Federal data that showed the most popular swap under the Cash for Clunkers program was the Ford 150 pick-up truck. More than 8,000 people across the country traded their old one in, for a brand new model.&nbsp; <br /> <br /> The new F-150's get between 15 and 17 miles per gallon, which means drivers got the $3500-$4500 credit to buy a new truck that only improved their mileage by three miles per gallon at most.<br /> <br /> The government reported spending more than $500,000 in rebates for new vehicles that got the same or worse mileage than their trade-in. Those cases are being investigated to see if dealers entered the information incorrectly or used outdated fuel numbers.<br /> <br /> Also being investigated are 15 deals, where owners of large pick-up trucks cashed them in and used the credit to buy H3 hummers. That may not technically be in violation of the program, because they get the required mileage, but it's certainly not what lawmakers intended when they put this plan in place.<br /> <br /> New York dealers sold the 3rd most vehicles under the cash for clunkers program. The most popular new car here during that time was the Hyundai Elantra. <br /> <br /> On average, those who replaced their clunkers saw an improvement in their fuel economy of 9 miles per gallon.<br /></div>
]]></description>
      <category>wsyr_realdeal_latest</category>
      <pubDate>Wed, 04 Nov 2009 22:43:56 GMT</pubDate>
      <media:content expression="full" />
      <media:title>Clunker sales not always more efficient: The Real Deal</media:title>
      <media:player>http://www.9wsyr.com/mediacenter/local.aspx?videoid=273102@wixt.dayport.com</media:player>
    </item>
    <item>
      <title>Auctioneer Tim Conroy pleads not guilty: The Real Deal</title>
      <link>http://www.9wsyr.com:80/content/news/real_deal/story/Auctioneer-Tim-Conroy-pleads-not-guilty-The-Real/LnoyxDxpWk6jddUonjYdMA.cspx?rss=1420</link>
      <guid>http://www.9wsyr.com:80/content/news/real_deal/story/Auctioneer-Tim-Conroy-pleads-not-guilty-The-Real/LnoyxDxpWk6jddUonjYdMA.cspx?rss=1420</guid>
      <description><![CDATA[<div class="StoryBlock">
 Syracuse (WSYR-TV) - An Elbridge auctioneer who's been at the center of a three-year long Your Stories investigation was arraigned in Onondaga County court Monday morning on a grand larceny charge.&nbsp; <br /> <br /> Tim Conroy, of T.W. Conroy Auctions, pleaded not guilty. <br /> <br /> A grand jury indicted Tim Conroy on charges he ripped off a customer by taking her belongings to sell at auction, and never handing over the profits. It's a story we've heard from dozens of his customers time and time again. Conroy had no comment when he left the courtroom Monday. <br /><br />Aside from the grand larceny charge he was arraigned on in Onondaga County court Monday, Tim Conroy is facing similar charges in both Oswego and Cayuga Counties.<br /> <br /> His auction business has been shut down by the Attorney General's office but just last week Conroy started soliciting appraisal business in a local newspaper. The A.G.'s office says they can only stop of him from auctioning, not appraising, but they are keeping a very close eye on him to make sure he doesn't slip up.<br /> <br /> Tim Conroy entered a not guilty plea.&nbsp; If no plea deal is made between now and then, he's due back in Onondaga County court on December 18th. <br /></div>
]]></description>
      <category>wsyr_realdeal_latest</category>
      <pubDate>Mon, 02 Nov 2009 20:51:00 GMT</pubDate>
    </item>
    <item>
      <title>Excellus raising 2010 premiums nearly 9 percent</title>
      <link>http://www.9wsyr.com:80/content/news/real_deal/story/Excellus-raising-2010-premiums-nearly-9-percent/sZDNJsSCM0C5YE96dmvIUQ.cspx?rss=1420</link>
      <guid>http://www.9wsyr.com:80/content/news/real_deal/story/Excellus-raising-2010-premiums-nearly-9-percent/sZDNJsSCM0C5YE96dmvIUQ.cspx?rss=1420</guid>
      <description><![CDATA[<div class="StoryBlock">
DeWitt (WSYR-TV) - Excellus BlueCross BlueShield, the largest insurance company in Central New York, announced Monday health premiums would rise by an average of 8.8 percent in 2010. <br /><br />The insurance company said the new rates that take effect on Jan. 1, 2010, are due to the increased amount of patients using health care services and the higher cost of care. <br /><br />The company also cites a $65 million increase in New York State taxes on customers’ health plans.<br /><br />The company says 89 percent of its premium revenue is spent on medical benefits, which BlueCross BlueShield said was above last year’s statewide average of 87 percent spent.<br /><br />Central New Yorkers who are enrolled in community-rated coverage will see price increases between 10 and 16 percent. <br /><br />The company says each employer group’s claims history experience will determine rate adjustments for experience-rated and self-funded plans. <br /><br />NewsChannel 9’s Jennifer Lewke will have more on this tonight at 5:00 &amp; 6:00. If you’re away from your TV, you can now watch all our newscasts live here on the website. <br /></div>
]]></description>
      <category>wsyr_realdeal_latest</category>
      <pubDate>Mon, 02 Nov 2009 20:36:28 GMT</pubDate>
    </item>
    <item>
      <title>Fired up about fuel: The Real Deal</title>
      <link>http://www.9wsyr.com:80/content/news/real_deal/story/Fired-up-about-fuel-The-Real-Deal/qBDFKvwdIUezkCGXqCQzFw.cspx?rss=1420</link>
      <guid>http://www.9wsyr.com:80/content/news/real_deal/story/Fired-up-about-fuel-The-Real-Deal/qBDFKvwdIUezkCGXqCQzFw.cspx?rss=1420</guid>
      <description><![CDATA[<div class="StoryBlock">
Gas prices are on the rise. Your furnace is already kicking on. The Your Stories line is flooded with your calls.&nbsp; Consumer investigator Jennifer Lewke&nbsp;has The Real Deal on what you need to know as we get Fired Up About Fuel.<strong><br />&nbsp;<br />The Real Deal on Gasoline<br /></strong><ul><li><a href="http://www.9wsyr.com/news/local/story/Fired-up-about-fuel-The-Real-Deal/qBDFKvwdIUezkCGXqCQzFw.cspx?p=11" target="_self">Is e10 bad for my gas mileage?</a></li><li><a href="http://www.9wsyr.com/news/local/story/Fired-up-about-fuel-The-Real-Deal/qBDFKvwdIUezkCGXqCQzFw.cspx?p=7" target="_self">Why does my gas station have higher prices than yours?</a></li><li><a href="http://www.9wsyr.com/news/local/story/Fired-up-about-fuel-The-Real-Deal/qBDFKvwdIUezkCGXqCQzFw.cspx?p=8" target="_self">Am I getting what I pay for at the pump?</a></li><li><a href="http://www.9wsyr.com/news/local/story/Fired-up-about-fuel-The-Real-Deal/qBDFKvwdIUezkCGXqCQzFw.cspx?p=9" target="_self">Why do credit card customers pay more for gas at some stations?</a></li><li><a href="http://www.9wsyr.com/news/local/story/Fired-up-about-fuel-The-Real-Deal/qBDFKvwdIUezkCGXqCQzFw.cspx?p=9" target="_self">Why does the bank place a 'hold' on my debit card when I buy gas?</a></li><li><a href="http://www.9wsyr.com/news/local/story/Fired-up-about-fuel-The-Real-Deal/qBDFKvwdIUezkCGXqCQzFw.cspx?p=10" target="_self">How much am I paying in taxes?</a></li></ul><strong><p><br />The Real Deal on Home Heating<br /></p></strong><ul><li><a href="http://www.9wsyr.com/content/news/real_deal/story/Fired-up-about-fuel-The-Real-Deal/qBDFKvwdIUezkCGXqCQzFw.cspx?p=2" target="_self">How high are prices going this winter?</a></li><li><a href="http://www.9wsyr.com/content/news/real_deal/story/Fired-up-about-fuel-The-Real-Deal/qBDFKvwdIUezkCGXqCQzFw.cspx?p=3" target="_self">Why does my propane company charge a tank rental fee?</a></li><li><a href="http://www.9wsyr.com/content/news/real_deal/story/Fired-up-about-fuel-The-Real-Deal/qBDFKvwdIUezkCGXqCQzFw.cspx?p=4" target="_self">Why are my delivery charges more than my actual usage charges?</a></li><li><a href="http://www.9wsyr.com/content/news/real_deal/story/Fired-up-about-fuel-The-Real-Deal/qBDFKvwdIUezkCGXqCQzFw.cspx?p=5" target="_self">What are energy service companies?</a></li><li><a href="http://www.9wsyr.com/content/news/real_deal/story/Fired-up-about-fuel-The-Real-Deal/qBDFKvwdIUezkCGXqCQzFw.cspx?p=2" target="_self">Should I lock-in my rates or try a budget plan?</a></li><li><a href="http://www.9wsyr.com/content/news/real_deal/story/Fired-up-about-fuel-The-Real-Deal/qBDFKvwdIUezkCGXqCQzFw.cspx?p=6" target="_self">Do those so-called &quot;miracle&quot; heaters really save money?</a></li></ul><p><a href="http://www.9wsyr.com/content/news/real_deal/story/Fired-up-about-fuel-The-Real-Deal/qBDFKvwdIUezkCGXqCQzFw.cspx?p=Comments" target="_self"><span style="font-weight: bold; font-style: italic">CLICK HERE</span></a><span style="font-weight: bold; font-style: italic"> to read our comment section,&nbsp;where consumer investigator Jennifer Lewke answered some of your questions about heating your home during Friday night's newscast.</span></p></div>
<div class="StoryBlock">
<p>No matter how you heat your home, it should cost you less to do it this winter.&nbsp; That’s a bit of a relief, but it still doesn't mean it's going to be cheap to stay warm.&nbsp; </p><p>If you use natural gas, you can expect to pay about 68 cents per therm, which is actually down 23 cents from last winter.&nbsp; </p><p>Since the average household uses about 830 therms during heating season, your total supply cost should be around $565 -- but keep in mind, you've still got to add at least another $200 or so for delivery and taxes. </p><p>If you're worried about keeping up with your bill, consider getting on a budget plan.&nbsp; It won't get you any special discounts, but it spreads your payments out through the entire year, not just the heating season.</p><p>In terms of heating oil prices, which we’ve been tracking over the past year, the average cash price right now is about $2.46 per gallon, which is down nearly 40 cents a gallon from this time last year.&nbsp; </p><p>Over the past several weeks, the price has been slowly creeping up, so if you haven't had a fill-up yet, now is the time to do it.&nbsp; </p><p>For propane customers out there, your average price per gallon today is about $2.15, down nearly 60 cents from a year ago. </p><p>Propane customers have a harder time shopping around, since you likely don't own your own tank, but if you get lower quotes from other suppliers, try to negotiate with your dealer.&nbsp; </p><p>Heating oil and propane customers wonder every year whether they should lock-in their price. That's always a gamble, and more often than not, it doesn't pay off. </p><p>Supply is up this year, so prices shouldn't jump dramatically. <a href="http://www.9wsyr.com/content/news/gas_prices/default.aspx" target="_self">CLICK HERE</a> for our Energy Center to compare prices right now. </p></div>
<div class="StoryBlock">
<p>Folks who use propane to heat their homes want to know if new tank rental fees appearing on their bills are The Real Deal.</p><p>Propane companies are allowed to charge tank rental fees, but they have to be upfront and honest about it in your contract.</p><p>If they haven't charged it in the past, they have to give you at least a 30-day notice before they add it to your bill.&nbsp; </p><p>There are some suppliers who build this rental fee into the actual propane price, so you never see it, but there are others who break it out on the bill.</p><p>The last propane company to fill up your tank is technically liable for any issues or problems with it; that's why companies typically keep ownership of the tanks and customers essentially borrow them.</p></div>
<div class="StoryBlock">
<p>It's maddening to open your National Grid bill and see that you're paying more to get gas and electric to you, than you are for the actual commodity itself.&nbsp; </p><p>In the past few months, we've talked with several homeowners, upset that their delivery fee was more than double their supply costs.&nbsp; </p><p>National Grid says normally, that doesn't happen.&nbsp; But because supply costs have been so low and usage has been down because of the mild weather, delivery fees have seemed higher. </p><p>“If customers look at their bill this year compared to last year, they'll see the total bill is down about 17-18 percent in central New York,” said National Grid spokesman Alberto Bianchetti.</p><p>Your delivery and supply fees should have leveled off by now, since most of us have had to turn on our furnaces; but even if you don't use any electric or gas, you're still charged monthly to have access to it.</p><p>The basic service for natural gas is $17.45 a month; for electric it's $16.21, so you pay $33.66 just to get energy to your home.</p><p>“It's taken for granted when you wake up in the morning and turn your light on, it's on when you go downstairs to start your coffee or tea that the gas and electricity is flowing, that's everyday, 24/7,” Bianchetti said.</p><p>And then, of course, the costs go up, depending on your usage and other taxes and fees.&nbsp; </p><p>Keep in mind, rates and fees are set by National Grid, but they have to be approved by the Public Service Commission, which earlier this year allowed a $6 per month increase for natural gas customers. </p><p>So, if you want to complain, <a href="http://www.dps.state.ny.us/New_complaints_disputes.html" target="_self">contact the PSC</a>.</p></div>
<div class="StoryBlock">
<p>They come knocking at your door, trying to get you to switch from National Grid.&nbsp; Energy salespeople can be pretty pushy, but can they actually help you save money?</p><p>These energy salespeople get paid to put the pressure on, but here's what you need to know. They are the suppliers, so even if you switch, National Grid or NYSEG will still deliver your gas and electric.&nbsp; </p><p>If an ESCO, as they're called, shows up at your front door, first make sure they have proper identification. They should all be wearing a photo ID with the name of their company on it.&nbsp;&nbsp; </p><p>Then, ask for information about the company, their rates and get their cancellation policy in writing, so you can review it and contact them by phone if you're interested in switching. </p><p>If you do decide on the spot to switch, New York State law gives you three days to cancel the contract if you change your mind. </p><p>Typically, these ESCOs promise a seven-percent savings from National Grid for your first few months.&nbsp; So, if you're going to switch, do it in the dead of winter, where you'll see the most savings.&nbsp; </p><p>After that, our research shows you're only going to save a few pennies at best by switching.&nbsp; </p><p>Be sure to read all the fine print carefully; do not lock into a fixed rate, or fixed contract.</p><p>Bottom line, if you want to switch, make sure the company will let you switch back to National Grid if you're not satisfied.&nbsp; </p><p>The Public Service Commission has a <a href="http://www.energyguide.com/finder/nyfinder.asp?referrerid=209&sid=481" target="_self">website</a> that compares ESCO prices to the utilities.</p></div>
<div class="StoryBlock">
<p>The ads promise their &quot;miracle&quot; heater can slash your energy bills in half, but is it The Real Deal?&nbsp; </p><p>It doesn't really matter what they call it -- The &quot;Tropic Air Heater,&quot; the &quot;Miracle Amish Heater&quot; or &quot;Edenpure” -- these “miracle” heaters are all glorified space heaters; you plug them into the wall and they shoot hot air out in one direction.&nbsp; </p><p>Almost all electric space heaters, no matter the size or cost, give off 5,200 BTUs, meaning you can heat one room at a time with them.&nbsp; </p><p>Unless you shut off your heat and drag one of these around with you wherever you go, they will not cut your heating bills in half, as some ads promise.</p><p>You also don't need to spend hundreds of dollars. You can get a space heater at a local hardware store that'll do the exact same thing one of those “miracle” heaters do for under $100.</p><p>Just because they look fancier and are more expensive, doesn't mean they'll work any better.</p><p>Bottom line, don't expect &quot;miracle&quot; heaters to perform any magic on your heating bills.</p></div>
<div class="StoryBlock">
<p>Syracuse (WSYR-TV) - Gas prices are on the rise again.&nbsp; Crude oil prices have been going up and because of that, refiners have been cutting back on production.</p><p>The average price of a gallon of gas here in central New York is $2.82.&nbsp; Just a week ago, we were paying $2.74 a gallon, and one month ago, $2.64.&nbsp; </p><p>Dealing with the increase is one thing, but driving through different towns and seeing a dramatic difference in price is another.&nbsp; </p><p>Gas stations along Route 31 near the Route 81 exit in Cicero typically have the lowest gas prices in central New York.&nbsp; Drivers can pay 20 to 40 cents lower there than other parts of central New York, so why can't we all pay these prices? </p><p>The first reason is obvious: Competition.&nbsp; With four gas stations in a 500-yard radius, they have to keep undercutting each other to get your business.</p><p>Another factor that helps set prices? How far away a station is from its supplier. </p><p>The main gas distributor for stations in this area are in Warners, Brewerton, Utica, Rochester, Albany and Binghamton; the further away a station is, the higher the transportation costs, which are passed on to customers.&nbsp; </p><p>Cortland, for example, is just far enough away from all of them, so their costs are higher.&nbsp; </p><p>How often a station gets a fuel delivery also plays a part in how much we pay.&nbsp; A big station that sells a lot of gas has to buy it every day, and can fluctuate their prices accordingly.&nbsp; A smaller station may only buy gas once a week, so they're charging the same price for it until it's gone.&nbsp; </p><p>Different stations pay different amounts for the same gas, so there are a lot of variables, but those are the big ones.&nbsp; </p><p>It's hard to not think you're being price gouged when you see a dramatic difference, but according to state law, gouging is inflating prices only during or directly following a natural disaster.&nbsp; Outside of that, stations can charge whatever they'd like.</p></div>
<div class="StoryBlock">
<p>Fuel pump inspections happen at every gas station within the county, once a year.&nbsp; Inspectors typically pump five gallons of each octane into their testing cans to make sure you're getting what you pay for.&nbsp;&nbsp; </p><p>“We can't expect every pump to pump zero at all times -- it's a mechanical device, it's a coercive product, it's going to affect how meters measure,” says gas pump inspector Lon Lowenstein.</p><p>On a $3 gallon of gas, the pump can be off by about 4 cents per gallon in either direction and still be in compliance. </p><p>If it's off by more than that, in the gas station's favor, it's taken out of service until repairs can be made.&nbsp; </p><p>Last year, of the 3,052 pumps in Onondaga County, only six of them were shut down for that reason.&nbsp; </p><p>Believe it or not, in most cases, when the pumps are off, it's in the favor of the customer. Stations are not notified in advance about inspections.&nbsp; The county handles that part of it; the state is in charge of taking samples of the fuel itself to make sure the quality is what's promised. They, too, do that annually.</p></div>
<div class="StoryBlock">
<p>Are credit card users at gas stations being unfairly treated?&nbsp; Many of you have emailed and called in, wondering just that. </p><p>This one of those things that annoys people who don't carry cash: Some gas stations, like the FasTrac in Cicero, advertise two different prices -- one if you pay by credit card, and a cheaper price if you pay cash. </p><p>That is legal -- stations get away with it by calling it a &quot;cash discount&quot; rather than a &quot;credit card surcharge,&quot; which would be prohibited. </p><p>They claim they have to fork over two to three percent of their profit on every credit card sale back to the credit card companies, so they're hoping the discount will encourage cash.&nbsp; </p><p>Another popular question we get from folks about paying with plastic at the pump: In some instances, if you use a debit card, you get hit with a $50 to $100 'hold' on your account.&nbsp; </p><p>This is because you swipe your card before you pump, which means the bank doesn't know exactly how much gas you'll be buying.&nbsp; </p><p>The hold is there to protect the station from getting ripped off, and normally it goes away just a day or so later after the transaction has been processed.&nbsp;&nbsp; </p><p>Not all banks do this, but you'll want to check with yours to make sure you don't overdraw your account without knowing it.</p></div>
<div class="StoryBlock">
<p>With the average price of gas hovering at $2.82 a gallon in central New York, it's hard to grin and bear it at the pumps -- but don't just be frustrated at the gas station.&nbsp; A good chunk of what you're paying is taxes.&nbsp; </p><p>No matter where you fill up, the federal government takes a little more than 18 cents a gallon in taxes.&nbsp; </p><p>On top of that, here in New York, the state government has five separate taxes they charge us. Between excise tax, sales tax, a petroleum business tax, a petroleum testing fee and a spill fee, nearly 33 cents of every gallon you buy goes to Albany. </p><p>Then, the county takes their four-percent share, so on a gallon of $3 gas, that's another 12 cents, which means you're paying a total of 63 cents in taxes on one gallon of gas.</p><p>So, just what is that money being used for? Most is dumped into the general fund, some goes toward maintaining roads and bridges and a small percentage of the money is used for testing, inspections and gasoline clean-up.&nbsp; </p><p>The federal and state taxes are fixed. Most counties take a percentage, which means as gas prices rise, they get more money too.</p></div>
<div class="StoryBlock">
<p>Syracuse (WSYR-TV) - It's really not an option anymore – virtually every local gas station is selling E-10, a blend of 90 percent regular gasoline and 10 percent ethanol.&nbsp; </p><p>Most of us probably don't notice a dramatic difference, but we've taken a lot of questions from people who want to know how this affects their car and their mileage.&nbsp; </p><p>If a gas station is selling you E-10, they have to have a sticker on their pump letting you know, and you'll be hard-pressed to find a station that doesn't have one on every pump.</p><p>Here's The Real Deal on some of your questions about it:&nbsp; </p><p><span style="font-weight: bold">Q: Does E-10 decrease your gas mileage?</span>&nbsp;&nbsp; <br />A: Yes. Researchers say a tank of E-10 usually results in a three-percent drop in your mileage compared to regular gas. Ethanol has less energy in it, so it takes more of it to get where you're going.&nbsp; </p><p><span style="font-weight: bold">Q: Will E-10 hurt the engine of my car?</span> <br />A: No.&nbsp; Before E-10 was approved for mass distribution, the EPA found it did not damage engine components. The Rochester Institute of Technology also found older cars can handle the blend too.&nbsp; </p><p><span style="font-weight: bold">Q: Is it okay to use E-10 in my boat, lawn mower, and ATV?</span> <br />A: Maybe.&nbsp; E-10 does not damage four-cycle motors, but does have an effect on two-cycle ones. Things like leaf blowers, weed whackers and some outboard boat engines that have to mix the fuel with oil in order to run, may work differently with E-10.&nbsp; </p><p>What happens if you want just plain old regular gas?&nbsp; You're likely going to be out of luck. Most stations have moved to this blend because it's cheaper to produce, and they likely won't be switching back anytime soon.</p><p>The EPA is expected to decide on an E-15 proposal in the next few weeks, but the science shows only flex fuel vehicles can handle anything over E-10, so if approved, E-15 would just be an option at the pumps, not the norm.</p></div>
]]></description>
      <category>wsyr_realdeal_latest</category>
      <pubDate>Sat, 31 Oct 2009 01:04:00 GMT</pubDate>
      <media:content expression="full" />
      <media:title>Fired up about fuel: The Real Deal</media:title>
      <media:player>http://www.9wsyr.com/mediacenter/local.aspx?videoid=272942@wixt.dayport.com&amp;navCatId=5</media:player>
    </item>
  </channel>
</rss>